Canadian Federation of Medical Students (CFMS)
The Canadian Federation of Medical Students has created a new disability insurance program designed specifically for the needs of their members. We are pleased to announce that in conjunction with RBC Canada, Kirkham & Jack, and LES Financial Services, we have developed a top quality insurance program focusing on extensive coverage and benefits, permanency, and value for your money.

We created this plan because, when it comes to disability insurance, CFMS members deserve more:

  • Currently, one out of two physicians will claim on a disability plan during their career.
  • Each year, out of one thousand medical students/residents that apply for a disability plan, over one hundred are refused and another two to three hundred are either charged a higher premium or offered plans that exclude various conditions or parts of their bodies.
  • Students/Residents want a permanent plan that they know will be theirs for the rest of their career without any medical questions and irrespective of their current health.
  • We want CFMS membership to entitle you to a discounted premium, not just while students, but also for the rest of your life!
CFMS
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Above: CFMS Executive Meeting including Stephen Jack and Steven Kirkham, CN Tower Toronto 2010
LIMITED TIME SPECIAL OFFER ON PERSONAL DISABILITY COVERAGE

All CFMS Members, up to and including age 64, may enroll in the CFMS disability insurance plan.

This is not group coverage, but instead personally owned non-cancelable coverage offered with a group discount, that is guaranteed for the life of the contract. This plan is provided by RBC. They are the number one provider of disability income protection insurance in Canada and insure more physicians in Canada on an individual basis than all of the other companies combined.

Stephen Jack, Steve Kirkham and Lorne Schecter are the exclusive brokers to the CFMS and are responsible for all program enhancements. It is recommend you contact our office directly should you have any questions on this offering.

Membership has its rewards! Being a member of the CFMS now potentially saves you thousands of dollars in disability insurance premiums over your career. We suggest that you contact us to discuss this limited time offer with one of our representatives today!

Visit the official CFMS home page for more details about this plan or consult our CFMS Frequently Asked Questions (FAQ).